Dental insurance is catching on. Many people find that they need dental insurance more often than they do on health insurance.
There are several reasons for this:
No matter how you look at it, the results are clear. People are using insurance, and most of them are very happy with it.
But how many people actually have a policy? I think it is safe to say that very few people really have a policy (and know it).
The number one reason why people use insurance is that they have private plans. Private plans are only for people that have good credit.
When people go to dentists, they typically have high rates. The reason is that people are paying private rates and going to dentists.
There are some special problems that come up when you need dental insurance. I think that we all know them.
To name a few: You see a problem; You call your dentist. You are told that it is not possible to see the dentist immediately.
You have to wait a week or so before you can see the dentist. That is when you have to start looking for a new dentist.
But some insurance companies, like the unique companies owned by Global insurances, Tannforsikring – Din Tannforsikring offer that if you find a dentist you need to go to, you get their teeth insurance the same day! Meaning you don’t have to wait for a health checkup or anything.
This approach is quite unique, and we don’t only see it in Norway where this daughter company of Global Insurances is, but also many of the Scandinavian companies offer the same.
So, why dental insurance is catching on. If you have a policy, then you can get the care you need immediately.
In addition, many people do not want to travel to a dentist to get work done. If they are going to travel, it usually means that they are not having their teeth cleaned.